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Lulalend is now Lula. We have a new name, a new look, but we're still your friends in funding 😃.

Get funded and stand to WIN R50,000

Apply for up to R5 million in Business Funding before 20 March 2024, and take out funding before 31 March 2024 to stand a chance to win.

Get the funding you need to grow your business

    Apply Now

    How to enter for a chance to WIN:

    1. Apply for funding and use promo code "WIN"

      Apply for Business Funding between now and 20 March 2024. When prompted, enter promo code "WIN" to be entered into the draw.

    2. Take out funding before 31 March 2024.

      All customers who use the promo code “WIN” when applying and successfully take up funding before 31 March 2024 will stand a chance to win the R50,000 cash prize.

      Get Started

    There's a better way to fund your business.

    Heard of a revolving loan or a revolving credit facility? Well our Revolving Capital Facility works similarly, giving you a flexible line of funding in case of unexpected expenses or opportunities you can't afford to miss. Better yet, when you need more funding, applying for an increase is easy.

    Here’s why you'll love Lulalend’s Revolving Capital Facility:

    Instant access to capital. No need to reapply.

    Only pay for what you use, if you use it.

    No monthly account or admin fees.

    Link your bank account. No forms. Faster funds.

    What will you pay?

    Use our business funding calculator to work out what your repayments will be over 3, 6, 9 or 12 months - or repay early and save.

    Enter an amount rounded to the nearest R10,000
    Please enter an amount between R10,000 and R5,000,000. The amount should be rounded to R10,000
    R10,000 R5,000,000
    6 months

    First repayment


    Second repayment


    Total repayment

    No additional costs
    Months Capital payment Cost Payment due p/m
    1 0 0 0
    2 0 0 0
    3 0 0 0
    4 0 0 0
    5 0 0 0
    6 0 0 0
    7 0 0 0
    8 0 0 0
    9 0 0 0
    10 0 0 0
    11 0 0 0
    12 0 0 0
    Total 0 0 0

    Why us?

    Easy application.

    Apply in minutes and get funded, fast. No paperwork, no hidden fees, no branch visits.

    We say ‘yes’ more.

    We use tech to make decisions based on the real-time performance of your business.

    Pay on your terms.

    Repay as soon as you like and save. No early repayment penalties.

    Trusted by SMEs.

    We’re experts in what we do and provide the highest level of security.


    The competition is open to new and existing Lula customers who are actively trading businesses and apply for any of our funding products before 20 March 2024 and successfully take up funding before 31 March 2024.

    All qualifying entries will be entered into a random draw to be held in April 2024.

    Cash prizes will be paid into a Lula Bank Account.

    Winners may be contacted for marketing purposes and will be required to share information about their business for prize announcement communication on social media.

    If a winner cannot be contacted or does not claim the prize within 2 days of notification, we reserve the right to withdraw the prize from the winner and pick a replacement winner.

    All funding applications will be subject to our internal affordability and credit assessments, and we have no obligation to provide funding to businesses that do not meet our funding criteria. Our full terms and conditions can be viewed on our terms and conditions page.

    A Revolving Capital Facility is a line of capital you can tap into when you need business funding. When you have a Revolving Capital Facility, you can withdraw capital whenever you need it without having to reapply (subject to an ongoing credit and affordability assessment).

    Our online application process takes only minutes and is paperless. Simply supply us with your basic personal and business details. We’ll also ask for 3 months’ recent transactional data, which can be provided quickly and securely by giving your business bank account permission to send us read-only data.

    Capital facilities let SMEs – that’s you – access capital up to an agreed limit whenever they want, without having to reapply each time. The lender – that’s us – agrees to make a line of capital available to you. All you need to do is repay the credit over the agreed term. 

    Lula is a responsible lender, so your ability to withdraw from your capital facility is always subject to a credit and affordability assessment.

    It offers easy access to working capital whenever you need it, allowing you to take advantage of growth opportunities or cover any cash flow gaps.

    • No need to reapply when you want to withdraw.
    • No hidden monthly account or admin fees.
    • Only pay for the funds you use.
    • Flexible repayment terms, including the option to repay early with no early repayment penalties.

    Right here! No need to look anywhere else, we’re ready to help you on your funding journey, fast. Let’s make cash flow!

    CTA funding background image

    Get approved for up to R5 million in business funding.

    Get your funds within 24 hours.

    Apply now

    Trusted by business owners like you.

    Phaedon Gourtsoyannis
    Having easy access to cash is probably one of the most important things, that’s where Lulalend comes in.
    Willem Haarhof
    The biggest challenge we face is access to cash. What Lulalend has enabled me to do is take that worry about cash flow away.
    Jerome Roberts
    Lulalend makes it easier for SMEs to access funding when they need it most.
    Jennifer Classen
    I see Lulalend as a financial partner, and because I have this partner, I don't need to worry about cashflow.

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