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Lulalend is now Lula. We have a new name, a new look, but we're still your friends in funding 😃.

Are you a Seller on Takealot?

Our partnership with Takealot offers access to the business funding you need to grow. Business financing can have huge payoffs for companies that know how to use it to their advantage, whether it’s to bridge the gap in cash flow or purchase necessary stock and equipment.

Term facility 

Our term facility application can be completed within minutes and we can provide you with finance of up to R5 million in 24 hours– it’s fast, easy and paperless. This can be paid back over 3, 6, 9 or 12 months and all our costs are transparent and easy to understand so that you know exactly how much needs to be repaid. 

Capital Facility

A capital facility is a line of revolving capital you can tap into when you need business funding. When you have a business capital facility, you can withdraw capital whenever you need it, without having to reapply.

Do you qualify?

Our minimum criteria are less intensive than those of banks. We’re focused on getting you approved so your business can thrive.

Time in business

1 + Years

Annual Revenue

R500,000 +


South Africa

Business Cash Advance

A Business Cash Advance is a popular short-term loan option to help businesses manage their operational costs until payments are made by clients. The benefit of this type of short-term business financing is the significant saving on cost. The business cash advance product assesses affordability based on a seller’s sales performance through the Takealot platform. 

A pre-approved offer is then made to the merchant. This offer is sent by Takealot to qualifying sellers via a monthly email. Keep an eye on your mailbox to see if you qualify to apply!

Do you qualify?

Our minimum qaulifications are less intensive than those of banks. We're focused on getting you approved so that your business can thrive

Trading on Takealot

3 Months +


Last 7 Days

Average sales

R20, 000 + Monthly


If you have an existing Lulalend profile, the system will not let you create a new profile. When applying, please select the login option and use your existing Lulalend credentials in order to complete your application.
If you can’t remember your login details or are having trouble, please contact

The pre-approved is subject to a short approval process based on factors such as credit score and credit history. The outcome of the application will be communicated to you if you are unsuccessful. 

A weekly debit order will collect repayments from your Takealot Bank Account – this is the account that Takealot pays your earnings into. These debit order dates are set to coincide with Takealot deposit dates, ie. the 7th, 14th, 21st and 28th of the month. 

At this time, we are unable to offer a re-advance on Takealot BCA products. In order to access more funding, you can settle your current balance and wait for a new offer to be made.

These offers go out once a month. 

Trusted by business owners like you.

Phaedon Gourtsoyannis
Having easy access to cash is probably one of the most important things, that’s where Lula comes in.
Willem Haarhof
The biggest challenge we face is access to cash. What Lula has enabled me to do is take that worry about cash flow away.
Jerome Roberts
Lula makes it easier for SMEs to access funding when they need it most.
Jennifer Classen
I see Lula as a financial partner, and because I have this partner, I don't need to worry about cashflow.

Get approved for up to R5 million today.

No fees. No commitments.

Apply now

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