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Lulalend is now Lula. We have a new name, a new look, but we're still your friends in funding 😃.

Need fast & easy access to refinancing?

Get up to R5 million in business funding in 24 hours.

    Apply for a fast, commitment-free quote now.

    Refinancing - What You Need To Know

    How does it work? Let’s break it down.

    Refinancing can be a helpful way to shift your business’s debt to a better place with the benefit of different, more favourable terms. This can help reduce your monthly repayments and give you some extra breathing room.

    • A business would re-evaluate its repayment structure, interest rate, or credit terms in order to get better interest rates. This is common practice for businesses that have taken out business financing or credit agreements.
    • Refinancing can also help you maintain a good credit record and t it allows you to maintain your repayments while your business grows and helps reduce your debt.

    And remember: before committing to refinancing, make sure you’ve explored all the risks associated with this form of business funding. Many SMEs fail because of financial management, so it’s in your best interest to understand all the pros and cons to ensure your business is protected.

    Don’t want to refinance? We’ve got you covered.

    There are other ways for SMEs can get financing. And we’ve made that process simple and fast, so you can get back to growing your business. 

    We can give you access to business funding or a business credit facility within hours. Our application process is online, easy, and only takes a few minutes!

    Need more info on business funding options? We’re here to help – get in touch!🙌

    Why us?

    Easy application.

    Apply in minutes and get funded, fast. No paperwork, no hidden fees, no branch visits.

    We say ‘yes’ more.

    We use tech to make decisions based on the real-time performance of your business.

    Pay on your terms.

    Repay as soon as you like and save. No early repayment penalties.

    Trusted by SMEs.

    We’re experts in what we do and provide the highest level of security.

    Get business funding in 3 easy steps...

    1. Apply online

      Apply online for free, it’s fast and easy. We just need some basic info about you and your business. Prefer to chat? Call us on 087 943 2381 and let’s get started on your application.

    2. Get a quote

      We’ll send you a quote in minutes. No paperwork. No collateral. No commitment. Our costs are transparent and easy to understand so you’ll know exactly how much needs to be repaid.

    3. Get funded

      Our goal is to get the funds into your bank account in 24 hours. And when it comes to repayments, we’re flexible. Repay over 3, 6, 9 or 12 months or settle early and save with no repayment penalties.

      Get started

    Trusted by business owners like you.

    Phaedon Gourtsoyannis
    Having easy access to cash is probably one of the most important things, that’s where Lula comes in.
    Willem Haarhof
    The biggest challenge we face is access to cash. What Lula has enabled me to do is take that worry about cash flow away.
    Jerome Roberts
    Lula makes it easier for SMEs to access funding when they need it most.
    Jennifer Classen
    I see Lula as a financial partner, and because I have this partner, I don't need to worry about cashflow.

    Keep in touch 🙌

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