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Lulalend is now Lula. We have a new name, a new look, but we're still your friends in funding 😃.

Need fast & easy access to funding?

Get funding when you need it most. Fast.

Get up to R5 million in business funding in 24 hours.

    Apply Now

    Apply for a fast, commitment-free quote now.

    Business Finance.

    For your specific needs.

    If you’re an SMEbusiness finance funds routine operations or special plans for growth. You can use business finance to buy equipment, cover late payments, expand to new premises, or manage a cash flow crunch.

    Many South African SMEs cite lack of capital as a key struggle. And access to business finance means the difference between success and failure. There are various sources of business finance in South Africa. Lulalend, however, is the easiest way to fund your business.

    How to get finance for your business.

    When you tap into personal networks, your growth is limited by the capital you can access from friends, family, and your own savings. With banks, the application process is longer, approval rates for SMEs are low, and collateral is a requirement. Lulalend provides business finance tailored to SMEs.

    You apply online in minutes and receive your business finance the next day. No collateral. No early repayment penalties. And with our credit facility, you can have instant access to a line of revolving credit, without needing to reapply. Joins thousands of satisfied SMEs across South Africa today. It’s the easiest way to access up to R5 million in 24 hours.

    We move as fast as your business.

    Apply today with absolutely no commitment and get access to R10,000 – R5,000,000

    Easy application

    Apply in minutes and receive <a class="wpil_keyword_link" href="https://lula.co.za/business-funding/" title="funding" data-wpil-keyword-link="linked">funding</a> in hours. No paperwork, no hidden fees and no branch visits.

    We say ‘yes’ more

    Using the latest technology, we make decisions based on your real business performance.

    Completely flexible

    Repay as soon as you like and save. No early repayment fees, ever!

    Trusted by SMEs

    We’re experts in what we do and provide the highest level of security.

    Get business funding in 3 easy steps...

    1. Apply online

      Apply online for free, it’s fast and easy. We just need some basic info about you and your business. Prefer to chat? Call us on 087 250 0014 and let’s get started on your application.

    2. Get a quote

      We’ll send you a quote in minutes. No paperwork. No collateral. No commitment. Our costs are transparent and easy to understand so you’ll know exactly how much needs to be repaid.

    3. Get funded

      Our goal is to get the funds into your bank account in 24 hours. And when it comes to repayments, we’re flexible. Repay over 6 months or settle early and save with no repayment penalties.

      Get started

    Trusted by business owners like you.



    Phaedon Gourtsoyannis
    Having easy access to cash is probably one of the most important things, that’s where Lulalend comes in.
    Willem Haarhof
    The biggest challenge we face is access to cash. What Lulalend has enabled me to do is take that worry about cash flow away.
    Jerome Roberts
    Lulalend makes it easier for SMEs to access funding when they need it most.
    Jennifer Classen
    I see Lulalend as a financial partner, and because I have this partner, I don't need to worry about cashflow.

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