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Lulalend is now Lula. We have a new name, a new look, but we're still your friends in funding 😃.

Need fast & easy access to working capital funding?

Get up to R5 million in business funding in 24 hours.

    Apply for a fast, commitment-free quote now.

    Let your working capital finances work - for you.

    Working capital represents the liquidity of your business. Basically, this is the immediate cash flow available for the day-to-day running of your business. 

    Any successful business will have access to working capital. But – accessing working capital finance from traditional lenders can sometimes be a problem for SMEs. They typically require collateral and other equity to get the ball rolling.

    The good news is, we don’t. You can apply for working capital finance without having to worry about collateral or other equity. 

    Access to working capital, fast.

    We’ve flipped the script on traditional lending, which is why we offer working capital funding to SMEs without requiring mountains of paperwork, collateral, or equity. Our process is quick and easy and we’ll try and have an answer for you within 24hrs with the help of our innovative scoring technology. It’s fast, it’s simple, it’s Lula.

    We move as fast as your business.

    Apply today with absolutely no commitment and get access to R10,000 – R5,000,000

    Easy application

    Apply in minutes and receive funding in hours. No paperwork, no hidden fees and no branch visits.

    We say ‘yes’ more

    Using the latest technology, we make decisions based on your real business performance.

    Completely flexible

    Repay as soon as you like and save. No early repayment fees, ever!

    Trusted by SMEs

    We’re experts in what we do and provide the highest level of security.

    Get business funding in 3 easy steps...

    1. Apply online

      Apply online for free, it’s fast and easy. We just need some basic info about you and your business. Prefer to chat? Call us on 087 943 2381 and let’s get started on your application.

    2. Get a quote

      We’ll send you a quote in minutes. No paperwork. No collateral. No commitment. Our costs are transparent and easy to understand so you’ll know exactly how much needs to be repaid.

    3. Get funded

      Our goal is to get the funds into your bank account in 24 hours. And when it comes to repayments, we’re flexible. Repay over 3, 6, 9 or 12 months or settle early and save with no repayment penalties.

      Get started

    Trusted by business owners like you.



    Phaedon Gourtsoyannis
    Having easy access to cash is probably one of the most important things, that’s where Lula comes in.
    Willem Haarhof
    The biggest challenge we face is access to cash. What Lula has enabled me to do is take that worry about cash flow away.
    Jerome Roberts
    Lula makes it easier for SMEs to access funding when they need it most.
    Jennifer Classen
    I see Lula as a financial partner, and because I have this partner, I don't need to worry about cashflow.

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