How does Lula business funding work?
No paperwork. No branch visits. No queues - it's all online and it's all quick and easy.
<h3> How it works </h3>

Apply online.
Apply online in minutes. Tell us how much funding you’re looking for and fill in some basic info.
Upload your recent bank statements or link your bank account to share your read-only transaction data and you’re done. Our security is top-notch to keep your info safe.
If you prefer to chat, call us on 087 250 0014 and let’s get your application started.

Get a quote.
If you thought the online application was fast, our scoring technology quickly evaluates the real-time performance of your business, so that we can give you the best quote, faster than most lenders.
Got your quote? Accept it to access your funding right now or later. There’s absolutely no obligation, got it?

Get funded.
Our goal is to transfer your funding into your bank account within 24 hours.
When it comes to repayments, we’re flexible. Repay over your terms or settle early and save with no repayment penalties.
We keep our costs straight-up and simple, so you’ll know exactly how much needs to be repaid.
Get a quick quoteDo you qualify?
We’re here to empower every SME (that’s you) to succeed, so we keep our minimum qualifications less intensive than the banks.
1+ years
Time in business
R500,000+
Annual revenue
South Africa
Location
What will you pay?
Use our business funding calculator to work out what your repayments will be over 3, 6, 9 or 12 months - or repay early and save.
First repayment
Second repayment
Total repayment
Months | Capital payment | Cost | Payment due p/m |
---|---|---|---|
1 | 0 | 0 | 0 |
2 | 0 | 0 | 0 |
3 | 0 | 0 | 0 |
4 | 0 | 0 | 0 |
5 | 0 | 0 | 0 |
6 | 0 | 0 | 0 |
7 | 0 | 0 | 0 |
8 | 0 | 0 | 0 |
9 | 0 | 0 | 0 |
10 | 0 | 0 | 0 |
11 | 0 | 0 | 0 |
12 | 0 | 0 | 0 |
Total | 0 | 0 | 0 |
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