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Lulalend is now Lula. We have a new name, a new look, but we're still your friends in funding 😃.

Meet our business funding calculator.

Get up to R5 million in business funding, fast.

    Apply for a fast, commitment-free quote now.

    Lula Trusted brand
    Lula Trusted brand

    Call it a business loan calculator or 'the oracle', either way, it'll show you what your repayments will be over 3, 6, 9 or 12 months.

    Enter an amount rounded to the nearest R10,000
    Please enter an amount between R10,000 and R5,000,000. The amount should be rounded to R10,000
    R10,000 R5,000,000
    6 months

    First repayment


    Second repayment


    Total repayment

    No additional costs
    Months Capital payment Cost Payment due p/m
    1 0 0 0
    2 0 0 0
    3 0 0 0
    4 0 0 0
    5 0 0 0
    6 0 0 0
    7 0 0 0
    8 0 0 0
    9 0 0 0
    10 0 0 0
    11 0 0 0
    12 0 0 0
    Total 0 0 0

    <h3>Business Funding Calculator</h3>

    Lula business funding restaurant funding

    Apply online.

    Apply online in minutes. Tell us how much funding you’re looking for and fill in some basic info.

    Upload your recent bank statements or link your bank account to share your read-only transaction data and you’re done. Our security is top-notch to keep your info safe.

    If you prefer to chat, call us on 087 250 0014 and let’s get your application started.

    Get a quote.

    If you thought the online application was fast, our scoring technology quickly evaluates the real-time performance of your business, so that we can give you the best quote, faster than most lenders.

    Got your quote? Accept it to access your funding right now or later. There’s absolutely no obligation, got it?


    Get funded.

    Our goal is to transfer your funding into your bank account within 24 hours.

    When it comes to repayments, we’re flexible. Repay over your terms or settle early and save with no repayment penalties.

    We keep our costs straight-up and simple, so you’ll know exactly how much needs to be repaid.

    Get a quick quote

    Why us?

    Easy application.

    Apply in minutes and get funded, fast. No paperwork, no hidden fees, no branch visits.

    We say ‘yes’ more.

    We use tech to make decisions based on the real-time performance of your business.

    Pay on your terms.

    Repay as soon as you like and save. No early repayment penalties.

    Trusted by SMEs.

    We’re experts in what we do and provide the highest level of security.


    Lula’s funding application takes place online. Click on the Apply Now button, then simply follow the steps and fill in the information required. You will also need to supply some recent financial information and specific documentation. 

    The online application takes less than 8 minutes to complete – we’ve timed it. 

    Provided we have all the necessary information, the assessment and allocation of funds can take place within 24 hours. To speed up the approval process, we recommend linking your online bank account, which allows us to see your bank transactions in a read-only format.

    Our Funding Repayment period is over 3, 6, 9 or 12 months.  To calculate how much funding you need over one of these repayment terms, try out our Business Funding Calculator.

    Lula’s Process Is Much Faster and takes place completely online. We require no paperwork. Our costs are transparent and agreed upon upfront. We do not charge admin or initiation fees, and there are no penalties for settling early.


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