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Lulalend is now Lula. We have a new name, a new look, but we're still your friends in funding 😃.

Want a simpler way to stay on top of your business' finances?

Lula Trusted Brand

Open your business bank account in minutes.

    Simple. Powerful. Inclusive.

    Lula’s Business Banking Accounts make it easy to stay on top of your business finances with our powerful cash flow manager, even faster access to funding and support from real humans who care whenever you need them - and more. Much more!


    Lula Free Business Bank Account

    Start-ups & Freelancers.

    If you’re just starting out or are a one-human-wonder, managing your cash flow should be simple. With Lula’s Free Account, you get:

    • 1.5% interest on your balance
    • Fast support from real humans who care. 
    • Lulaflow – our powerful cash flow manager
    Architect Business Funding and Business bank Account with Lula

    Lula Unlimited Business Bank Account

    Established & Growing businesses.

    If you’re managing people and money, or if you’re scaling at the speed of light, you want it all and yesterday. With Lula’s Unlimited Account, you get:

    • 1.5% interest on your balance
    • Dedicated support from real humans in real-time
    • Unlimited free EFTs
    • Lulaflow – our powerful cash flow manager

    Get even faster access to business funding.

    The sooner you start transacting with your Lula bank account, the quicker you can access the business funding you need to boost your cash flow 🙌.

    Enter an amount rounded to the nearest R10,000
    Please enter an amount between R10,000 and R5,000,000. The amount should be rounded to R10,000
    R10,000 R5,000,000
    6 months

    First repayment


    Second repayment


    Total repayment

    No additional costs
    Months Capital payment Cost Payment due p/m
    1 0 0 0
    2 0 0 0
    3 0 0 0
    4 0 0 0
    5 0 0 0
    6 0 0 0
    7 0 0 0
    8 0 0 0
    9 0 0 0
    10 0 0 0
    11 0 0 0
    12 0 0 0
    Total 0 0 0

    Lulaflow gives you the data to make better business decisions.

    • Syncs with all your accounts to give you a real-time view of your cash flow in one place.
    • Smart alerts will let you know when your cash flow is forecast to run low.
    • Helps you plan your financial calendar better.
    Find out more

    Your Lula bank card comes with unlimited free swipes. Always.

    Lula Bank Account
    • It’s free.

      Order your free bank card and enjoy unlimited free swipes plus free delivery to your door.

    • It’s instant.

      Instantly create virtual cards and start transacting.

    • It’s easy.

      Freeze or unfreeze your cards with a click.

    Open your Lula Bank Account anytime, anywhere, in minutes.

    Whether you’re a sole prop or own a private company, it’s quick and easy to open your account. No branch visits. No queues.

    • Scan your ID document.
    • Upload your proof of address + business registration docs.
    Get started
    cta accounts img


    No, we’re not a bank. We’re Lula. We build innovative fintech products to help SMEs succeed. We’ve partnered with Access Bank, our sponsor bank, to bring you a business banking account.

    We know it takes a lot of trust when it comes to your hard-earned cash. If you’re ever unsure about anything, open a chat and let’s talk, human to human.

    Our website uses the highest level of encryption. Our business accounts are powered by Access Bank and we comply with all relevant banking regulations. 

    We’re also PCI compliant and manage your bank card data following strict data security standards. 

    Creating a Lula business account is completely digital. Here’s what you’ll need: 

    • To verify your identity: Your ID book, a valid permit or visa for foreign national passport holders.
    • To verify your address: Your lease agreement or any statement not older than 3 months.
    • To verify your business registration: 

    If you’re a sole prop, make sure you have your UTR (unique tax ref) doc. 

    For companies registered Prior to the New Companies Act, we need your CM1 + CM22.

    If you registered after New Companies Act, please submit:

    COR 14.1 + one of the following:  COR14.3, COR17.3, COR18.3, COR20.3.

    Lastly, if you’re operating as a close corporation, please submit your CK1 and CK2.

    Yes. A valid permit or visa for foreign national passport holders, but you need to have a local address and proof of it to verify your account. 

    Less than 10 minutes. We’ve timed it. 

    Trusted by business owners like you.

    Phaedon Gourtsoyannis
    Having easy access to cash is probably one of the most important things, that’s where Lula comes in.
    Willem Haarhof
    The biggest challenge we face is access to cash. What Lula has enabled me to do is take that worry about cash flow away.
    Jerome Roberts
    Lula makes it easier for SMEs to access funding when they need it most.
    Jennifer Classen
    I see Lula as a financial partner, and because I have this partner, I don't need to worry about cashflow.

    Keep in touch 🙌

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