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Lulalend is now Lula. We have a new name, a new look, but we're still your friends in funding 😃.

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Want a simpler way to stay on top of your business' finances?

Get Started

Simple. Powerful. Inclusive.

Lula’s Business Banking Accounts make it easy to stay on top of your business finances with our powerful cash flow manager, even faster access to funding and support from real humans who care whenever you need them - and more. Much more!

If you’re just starting out or are a one-human-wonder, managing your cash flow should be simple. With Lula’s Free Account, you get:

  • 1.5% interest on your balance
  • Fast support from real humans who care. 
  • Lulaflow – our powerful cash flow manager
Start-ups-&-Freelancers_Business-Banking-Accounts

If you’re managing people and money, or if you’re scaling at the speed of light, you want it all and yesterday. With Lula’s Unlimited Account, you get:

  • 1.5% interest on your balance
  • Dedicated support from real humans in real-time
  • Unlimited free EFTs
  • Lulaflow – our powerful cash flow manager
Architect Business Funding and Business bank Account with Lula

Get even faster access to business funding.

The sooner you start transacting with your Lula bank account, the quicker you can access the business funding you need to boost your cash flow 🙌.

r
Enter an amount rounded to the nearest R10,000
Please enter an amount between R10,000 and R5,000,000. The amount should be rounded to R10,000
R10,000 R5,000,000
6 months

First repayment

R30,266

Second repayment

R28,266

Total repayment

0
No additional costs
Apply

Months Capital payment Cost Payment due p/m
1 0 0 0
2 0 0 0
3 0 0 0
4 0 0 0
5 0 0 0
6 0 0 0
7 0 0 0
8 0 0 0
9 0 0 0
10 0 0 0
11 0 0 0
12 0 0 0
Total 0 0 0

Based on the average Lulalend Score and credit history. Your repayment plan may differ.

  • No hidden fees
  • No early repayment penalty
Apply

Lulaflow gives you the data to make better business decisions.

  • Syncs with all your accounts to give you a real-time view of your cash flow in one place.
  • Smart alerts will let you know when your cash flow is forecast to run low.
  • Helps you plan your financial calendar better.
Find out more

Your Lula bank card comes with unlimited free swipes. Always.

Lula Bank Account

  • It’s free.

    Order your free bank card and enjoy unlimited free swipes plus free delivery to your door.

  • It’s instant.

    Instantly create virtual cards and start transacting.

  • It’s easy.

    Freeze or unfreeze your cards with a click.

Open your Lula Bank Account anytime, anywhere, in minutes.

Whether you’re a sole prop or own a private company, it’s quick and easy to open your account. No branch visits. No queues.

  • Scan your ID document.
  • Upload your proof of address + business registration docs.
Get started
cta accounts img

FAQs

No, we’re not a bank. We’re Lula. We build innovative fintech products to help SMEs succeed. We’ve partnered with Access Bank, our sponsor bank, to bring you a business banking account.

We know it takes a lot of trust when it comes to your hard-earned cash. If you’re ever unsure about anything, open a chat and let’s talk, human to human.

Our website uses the highest level of encryption. Our business accounts are powered by Access Bank and we comply with all relevant banking regulations. 

We’re also PCI compliant and manage your bank card data following strict data security standards. 

Creating a Lula business account is completely digital. Here’s what you’ll need: 

  • To verify your identity: Your ID book, a valid permit or visa for foreign national passport holders.
  • To verify your address: Your lease agreement or any statement not older than 3 months.
  • To verify your business registration: 

If you’re a sole prop, make sure you have your UTR (unique tax ref) doc. 

For companies registered Prior to the New Companies Act, we need your CM1 + CM22.

If you registered after New Companies Act, please submit:

COR 14.1 + one of the following:  COR14.3, COR17.3, COR18.3, COR20.3.

Lastly, if you’re operating as a close corporation, please submit your CK1 and CK2.

Yes. A valid permit or visa for foreign national passport holders, but you need to have a local address and proof of it to verify your account. 

Less than 10 minutes. We’ve timed it. 

Trusted by business owners like you.



Phaedon Gourtsoyannis
Having easy access to cash is probably one of the most important things, that’s where Lulalend comes in.
Phaedon Gourtsoyannis
Cape Coffee Beans
Willem Haarhof
The biggest challenge we face is access to cash. What Lulalend has enabled me to do is take that worry about cash flow away.
Willem Haarhof
DoughGetters Accountingâ„¢
Jerome Roberts
Lulalend makes it easier for SMEs to access funding when they need it most.
Jerome Roberts
SJR Printers
Jennifer Classen
I see Lulalend as a financial partner, and because I have this partner, I don't need to worry about cashflow.
Jennifer Classen
Ngaphaya Y2k10 Trading

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