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Lulalend is now Lula. We have a new name, a new look, but we're still your friends in funding 😃.

Need fast & easy access to funding?

Get finance that works for you.

Get up to R5 million in business funding in 24 hours.

    Apply for a fast, commitment-free quote now.

    Choose finance that works for you.

    Industry-specific business financing caters to the specific needs of businesses operating in particular industries. Whether you’re a restaurateur or own a small manufacturing business, choosing funding specific to your line of business ensures you can cover the right expenses – without having to justify the spending.

    We understand that as a business owner, you know your business best – which is why we don’t need to know what you need your funding for. You can use your business financing as and when you need it.

    Our online application is quick and easy and takes a few minutes to complete. Our assessment process takes less than 24 hours to get you funded.

    Business credit you can access anytime.

    We’re the first online small business lender in South Africa to offer an exclusive business credit facility that gives you access to up to R5 million. This gives you peace of mind knowing you can immediately access business funding anytime you need it.

    When you require more funding to bolster your business, there is no need to re-apply or wade through unnecessary paperwork. You’ll be able to withdraw from your available balance whenever you need to.

    We move as fast as your business.

    Apply today with absolutely no commitment and get access to R10,000 – R5,000,000

    Easy application

    Apply in minutes and receive funding in hours. No paperwork, no hidden fees and no branch visits.

    We say ‘yes’ more

    Using the latest technology, we make decisions based on your real business performance.

    Completely flexible

    Repay as soon as you like and save. No early repayment fees, ever!

    Trusted by SMEs

    We’re experts in what we do and provide the highest level of security.

    Get business funding in 3 easy steps...

    1. Apply online

      Apply online for free, it’s fast and easy. We just need some basic info about you and your business. Prefer to chat? Call us on 087 250 0014 and let’s get started on your application.

    2. Get a quote

      We’ll send you a quote in minutes. No paperwork. No collateral. No commitment. Our costs are transparent and easy to understand so you’ll know exactly how much needs to be repaid.

    3. Get funded

      Our goal is to get the funds into your bank account in 24 hours. And when it comes to repayments, we’re flexible. Repay over 3, 6, 9 or 12 months or settle early and save with no repayment penalties.

      Get started

    Trusted by business owners like you.



    Theresa Ward and Edwina Butterworth
    What we liked about Lula is that the process for application was extremely easy. Within a couple of hours, we were approved.
    Theresa Ward and Edwina Butterworth
    Manyene Holdings
    Allistair Bunding
    The great thing is that the whole transaction was done in 5 minutes. Lula understands my business.
    Allistair Bunding
    Sports & Corporate
    Ghia Nadel
    Lula has enabled me to expand my product offering, buy equipment and, as a result, create jobs in my community.
    Ghia Nadel
    Tra.Dish.Nal
    Phaedon Gourtsoyannis
    Having easy access to cash is probably one of the most important things, that’s where Lula comes in.
    Phaedon Gourtsoyannis
    Cape Coffee Beans
    Willem Haarhof
    The biggest challenge we face is access to cash. What Lula has enabled me to do is take that worry about cash flow away.
    Willem Haarhof
    DoughGetters Accounting™

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