Say hello to our Lulalend Revolving Capital Facility.

Different lenders have different application processes and banks typically require more paperwork and take longer than alternative lenders like Lula. Our online application process takes just minutes. Simply supply us with basic personal and business details, as well as 3 months’ recent transactional data, which can be done quickly and securely by linking your business bank account and giving your bank permission to send us read-only data.

Capital facilities let SMEs – that’s you – access capital up to an agreed limit whenever they want, without having to reapply each time. The lender – that’s us – agrees to make a line of capital available to you. All you need to do is repay the credit over the agreed term. 

Lula is a responsible lender, so your ability to withdraw from your capital facility is always subject to a credit and affordability assessment. 

For a small business, easy access to working capital allows you to take advantage of opportunities for growth. A business Capital Facility gives you peace of mind because you have instant access to funding.

• Instant access to working capital when you need it.
• Only pay for what you use, if you use it.
• No need to reapply when you want to withdraw.
• No monthly account or admin fees.
• Repay on your terms or repay early and save with no early repayment penalties.

With our account linking functionality, we’ve made it even faster to get funding. We’ve also made it easier by doing away with the need to submit your latest bank statements (transaction history).

Instead, when you link your current bank account or accounting software you give your bank or service provider permission to share your read-only transaction data with us.

• We don’t save or store your username or password.
• We only see your latest transaction data.
• You can unlink your account at any time.