Skip to content

Lulalend is now Lula. We have a new name, a new look, but we're still your friends in funding 😃.

Need fast & easy access to invoice funding?

Get funding to finance your invoices.

Get up to R5 million in business funding in 24 hours.

    Apply for a fast, commitment-free quote now.

    What is invoice financing?

    If you’re an SME, chances are at some point you’ve had to deal with late payments from customers. Invoice financing is a way to boost cash flow while you wait to get paid. 

    With invoice financing, the lender gives a portion of the outstanding invoices. However, you’ll only be able to access invoice financing if you have outstanding invoices. 

    We offer business finance based on your business’s real-time performance. It’s flexible funding for any business need.

    Is invoice discounting a loan?

    When your customers pay their invoices, you’ll need to pay back the loan, plus interest. Invoice finance offers less control than other types of business funding. You’re only eligible for the value of the outstanding invoices.

    We know you know your business best. That’s why we provide unrestricted funding of up to R5 million. Apply in minutes and get cash in your account in 24 hours.

    We move as fast as your business.

    Apply today with absolutely no commitment and get access to R10,000 – R5,000,000

    Easy application

    Apply in minutes and receive funding in hours. No paperwork, no hidden fees and no branch visits.

    We say ‘yes’ more

    Using the latest technology, we make decisions based on your real business performance.

    Completely flexible

    Repay as soon as you like and save. No early repayment fees, ever!

    Trusted by SMEs

    We’re experts in what we do and provide the highest level of security.

    Get business funding in 3 easy steps...

    1. Apply online

      Apply online for free, it’s fast and easy. We just need some basic info about you and your business. Prefer to chat? Call us on 087 943 2381 and let’s get started on your application.

    2. Get a quote

      We’ll send you a quote in minutes. No paperwork. No collateral. No commitment. Our costs are transparent and easy to understand so you’ll know exactly how much needs to be repaid.

    3. Get funded

      Our goal is to get the funds into your bank account in 24 hours. And when it comes to repayments, we’re flexible. Repay over 3, 6, 9 or 12 months or settle early and save with no repayment penalties.

      Get started

    Trusted by business owners like you.



    Theresa Ward and Edwina Butterworth
    What we liked about Lula is that the process for application was extremely easy. Within a couple of hours, we were approved.
    Theresa Ward and Edwina Butterworth
    Manyene Holdings
    Allistair Bunding
    The great thing is that the whole transaction was done in 5 minutes. Lula understands my business.
    Allistair Bunding
    Sports & Corporate
    Ghia Nadel
    Lula has enabled me to expand my product offering, buy equipment and, as a result, create jobs in my community.
    Ghia Nadel
    Tra.Dish.Nal
    Phaedon Gourtsoyannis
    Having easy access to cash is probably one of the most important things, that’s where Lula comes in.
    Phaedon Gourtsoyannis
    Cape Coffee Beans
    Willem Haarhof
    The biggest challenge we face is access to cash. What Lula has enabled me to do is take that worry about cash flow away.
    Willem Haarhof
    DoughGetters Accounting™

    Keep in touch 🙌

    Sign up for tips, insights & inspiring stories to help grow your business.

      By signing up, you consent to the processing of your personal information for the purpose of direct marketing by means of electronic communications.