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Lulalend is now Lula. We have a new name, a new look, but we're still your friends in funding 😃.

Say hello to fast & easy access to retail funding.

Get up to R5 million in business funding in 24 hours.

    Apply for a fast, commitment-free quote now.

    Ready to grow your retail business?

    As a retail business owner, we know that you aim to provide superior products and customer service to your clients. You need to maximise your inventory in order to drive customer traffic through your doors or e-commerce site.

    The need for retail capital fluctuates based on seasonality or other business changes. Managing an influx of sales can be difficult without investing in the quality of your inventory, location, and marketing efforts. You want to be able to turn around a big order or take advantage of bulk pricing – but this requires immediate cash on hand.

    Alternative lending - that’s your answer.

    Banks and other traditional lenders require extensive credit and financial documentation, and their approval process takes time. Even if you are approved, it can take days to get access to the retail finance you need.

    By then the opportunity to save on bulk orders or secure an agreement that helps you reduce your margins may be gone. You need a retail finance partner that understands the retail business. A partner like us.

    Retail finance tailored to your needs.

    We’re unlike any small business lender you know. Our application process is fully automated and takes place online. We can provide you with retail finance of up to R5 million in 24 hours. By using state-of-the-art machine learning, we can determine the health of your business quickly – it’s fast, easy, and paperless.

    When you need retail finance to cover day-to-day expenses like investing in new technology, marketing, hiring new staff, or purchasing additional inventory – we have you covered.

    We move as fast as your business.

    Apply today with absolutely no commitment and get access to R10,000 – R5,000,000

    Easy application

    Apply in minutes and receive funding in hours. No paperwork, no hidden fees and no branch visits.

    We say ‘yes’ more

    Using the latest technology, we make decisions based on your real business performance.

    Completely flexible

    Repay as soon as you like and save. No early repayment fees, ever!

    Trusted by SMEs

    We’re experts in what we do and provide the highest level of security.

    Get business funding in 3 easy steps...

    1. Apply online.

      Apply online for free, it’s fast and easy. We just need some basic info about you and your business. Prefer to chat? Call us on 087 943 2381 and let’s get started on your application.

    2. Get a quote.

      We’ll send you a quote in minutes. No paperwork. No collateral. No commitment. Our costs are transparent and easy to understand so you’ll know exactly how much needs to be repaid.

    3. Get funded.

      Our goal is to get the funds into your bank account in 24 hours. And when it comes to repayments, we’re flexible. Repay over 3, 6, 9 or 12 months or settle early and save with no repayment penalties.

      Get started

    Trusted by business owners like you.

    Phaedon Gourtsoyannis
    Having easy access to cash is probably one of the most important things, that’s where Lula comes in.
    Willem Haarhof
    The biggest challenge we face is access to cash. What Lula has enabled me to do is take that worry about cash flow away.
    Jerome Roberts
    Lula makes it easier for SMEs to access funding when they need it most.
    Jennifer Classen
    I see Lula as a financial partner, and because I have this partner, I don't need to worry about cashflow.

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