Payment Controls gives you better control over financial transactions through a smart, easy payment approval process in the Lula business banking platform.
Say ‘hello’ to efficiency – streamline your payments and take charge of your cash flow.
Complete Control Over Payments
As a business owner, you know that month-end payments pressure is real. Payroll, supplier payments and other obligations pile up.
When you work with a team, spreading the load unlocks efficiency to help you meet your financial commitments more easily.
As a Lula business account primary account holder, Payment Controls gives you complete control over payments, by empowering secondary users of your Lula business account to load payments and seamlessly submit them for approval.
This means that you can delegate payment processing without compromising oversight of the cash outflows in your business. Access your business account on your desktop app and simply load payments or have them approved.
This tiered approach helps you to delegate payment loading while still empowering you with oversight of all payments made from your business account. Enjoy peace of mind with this secure, foolproof payment system straight from your Lula bank account.
Say ‘Hello’ to Better Payments Efficiency
Control and security
Only you – the primary user of your business account – have the authority to approve payments, lowering the risk of unauthorised transactions, security breaches and duplicate payments.
You maintain full control of your payments with a clear, real-time overview of your transactions, ensuring peace of mind.
Improved efficiency
Secondary users can load payments, lightening the administrative load for you as a business owner.
This means you can focus on what truly matters – driving growth and overseeing high-level operations – instead of getting bogged down by time-consuming admin tasks.
Improved workflows
With Payment Controls, multiple users within your team can create and submit payments, simplifying the entire approval process for you, the primary user.
Each team member can handle their tasks, ensuring payments are submitted easily, minimising logistical hiccups and eliminating login headaches.
Payment Controls makes payments smooth, collaborative and hassle-free.
Get to Know Payment Controls
User roles and permissions:
Learn more about the primary user roles and permissions:
Secondary user roles and permissions:
Frequently asked questions
How do I amend the primary user of my Lula Business Account or add an additional secondary user?
Please note: The person who opened the account will automatically be assigned as the primary user. If a change is required, or a different assignment of the primary user or secondary user role is needed, this can be resolved through a call to our customer support team on 087 500 0014.
Which types of payments can I use Payment Controls for?
You can use Payment Controls for once-off payments, bulk payments, transfers and scheduled or recurring payments.
What does the payment approval process look like?
A step-by-step guide to approving payments:
Can payments be rejected?
Yes. Primary users have the authority to reject payments and need to provide a reason for payment rejection.
Can I use Payment Controls for direct payments?
A primary user can easily make a direct payment in scenarios where, for example, an immediate payment needs to be made.
Can I skip the approval if I need to make a payment right away?
Yes, but only if you’re a primary user.
The primary user can choose to make an immediate payment without the approval steps. This is perfect for urgent payments.
Embrace Full Control Without the Hassle
Payment Controls is more than just an account feature – it’s a game-changer for businesses looking for efficiency, control and streamlined workflows.
Whether you’re managing bulk payments, transfers or recurring expenses, Payment Controls ensures a secure, smooth process that saves time and reduces administrative strain.
Simplify your payment processes today and focus on what really matters: growing your business with confidence and ease.
Start using Payment Controls in your Lula business account today – another way we’re helping your business make cash flow.
